Home Foreclosure Legal notice of July 6, 2022

Legal notice of July 6, 2022


16-22 / 1048989 TRUSTEE SALE NOTICE FOR CASH SALE AT TRUSTEE SALE on October 25, 2022 at 10:00 a.m. (recognized local time) at the front door of the Mineral County Courthouse, located at 300 River Street , Superior MT 59872, the property described below, located in Mineral County, Montana: Lot 9 in Block 2 of Kelly Addition, a plateau subdivision in Mineral County, Montana, according to the official registered plat of this one. Parcel Reference: 46500 Commonly Known as: 305 Spruce Street, Superior, MT 59872 Scott Dodd, as grantor(s), conveyed said real property to First American Title Company, as trustee, to secure an obligation due to Robert B. Clyde and Nicola Clyde, as beneficiary, by Montana Trust Deed dated January 31, 2018 and registered January 31, 2018 under Document Number 117506. The beneficial interest is currently held by Robert B. Clyde and Nicola Clyde. Scott Dodd breached said Montana Deed of Trust by failing to make the monthly payment of $472.72 plus an escrow fee of $14.00 and reserves in the amount of $170.00 $ for a total monthly payment of $656.72 due on the 1st day of December, 2021 and a similar amount of $656.72 due on the 1st day of each month thereafter, which monthly installments would have been applied to the principal and interest due on said obligation, and other charges on the property or loan. As of June 8, 2022, there is an outstanding balance on the loan of $45,827.66, accrued interest in the amount of $587.60 plus late fees in the amount of $150.00, for a total amount due of $46,565.26. Interest accrues on the note at the rate of 6% per annum with a daily rate of $7.53 after June 8, 2022. Interest continues to accrue. All late payments are now due, as well as late fees, advances to protect security, and fees and costs associated with this seizure. The Beneficiary anticipates and may distribute the sums necessary for the preservation and protection of the property and property taxes which may become due or in arrears, unless such tax amounts are paid by the Licensors. If these amounts are paid by the beneficiary, the amounts or taxes will be added to the obligation secured by the Montana trust deed. Other expenses to be charged against the proceeds of such sale include trustee and attorney fees, costs and expenses of the sale and late fees, if any. The Beneficiary has elected and directed the Trustee to sell the property described above to satisfy the obligation. The sale is a public sale and anyone, including the Beneficiary, with the sole exception of the Trustee, can bid at the sale. The auction price must be paid in cash at the time of sale. The assignment will be made by deed of trust. The buyer-seller will have the right to take possession of the property on the 10th day following the sale. The grantor, successor in interest of the grantor, or any other person having an interest in the property, at any time before the sale of the trustee, may pay to the beneficiary to the successor in interest of the beneficiary the whole of the amount then due in under the Montana Trust Indenture and the obligation thereby secured (including costs and expenses actually incurred and attorneys’ fees) other than that portion of the principal then not due had not had any defect and thus remedy the defect. The sale planned by the trustee may be postponed by public proclamation for up to fifteen (15) days for any reason whatsoever, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to one hundred and twenty (120 ) days by public proclamation at least every thirty (30) days. DATED: June 06, 2022 By: /s/ Rae Albert, Assistant Secretary of First American Title Company c/o Title Financial Specialty Services PO Box 339, Blackfoot, ID 83221 STATE OF Idaho ) SS. Bingham COUNTY) This day, June 06, 2022, before me, a Notary Public in and for the said State, personally appeared Rae Albert, known or identified by me, to be the Assistant Secretary of First American Title Company, who is named as the Trustee in the Montana Trust Deed described above and signed the instrument on behalf of said Trustee, and acknowledge to me that said Trustee signed the same. /s/ Shannon Gavin Notary Public of Idaho Residing in: Blackfoot, Idaho Commission Expires: 01/19/2024 Published in the Mineral Independent on July 6, July 13 and July 20, 2022. MNAXLP